ABSTRACT

The pension which most people expect to receive is the state retirement pension for women from the age of 60 and for men from the age of 65, but women in employment after 2010 will not be so entitled until the age of 65. The state retirement pension has two parts. One is a flat rate, the full amount of which depends on the contributions to the national insurance scheme made by the pensioner while working or made on behalf of a woman by her husband. On divorce it is sensible to enquire of the Department of Social Security as to the level of additional national insurance contributions it may be necessary for a woman to make in order to maintain the maximum retirement pension.