ABSTRACT
Throughout Europe, banks are still the main providers of traditional property finance through debt or, very occasionally, equity, although their total exposure is dependent upon the state of the market at any one time. The type of finance available largely depends on the identity of the lender who will offer finance subject to largely predetermined criteria. Borrowers seeking the best deal in the market will consider a number of options, although these are subject to the sums involved, time constraints, the complexity of a deal, the confidentiality required and their knowledge of alternative resources.
