ABSTRACT

In this chapter we explore selected retirement vehicles in greater depth. First, we look at employment-based retirement vehicles: the 401(k) for individuals and the Keogh profit-sharing plan. Next we consider IRAs: the SEP-IRA, the traditional IRA, and the Roth IRA. Then we examine insurance-based vehicles: variable universal life insurance and variable annuities. Finally, we consider two taxadvantaged education savings plans: the education IRA and 529 plans.