chapter  7
23 Pages

Analytical summary of the three villages

Chapters 4, 5, and 6 gave a detailed and vivid description of the status of households’ indebtedness and their borrowing behaviour between 2001 and 2005 in the natural villages of Yao, Wulitang and Xiaobu respectively, based on their unique economic and social backgrounds. Following on from that discussion, this chapter will portray a more comprehensive picture of the pattern of the credit demanded by rural households, the sources of finance they obtained credit from and the degree of their accessibility to the credit market, etc., in the current economic transformation of China.