ABSTRACT
The Consumer Credit Act 1974 is in the process of being significantly amended by the Consumer Credit Act 2006. The amending legislation has partially been brought into force by a succession of statutory instruments. There are currently two outstanding Common Commencement Dates (CCD): 6 April 2008 and 1 October 2008. The Consumer Credit Act 2006 is scheduled to be entirely in force by October 2008. This text refers to those provisions of the Consumer Credit Act 1974 which remain in force and those which have already been amended by the 2006 Act. In the event that a 1974 provision is currently operative but is due to be amended by the 2006 Act, this will be indicated by means of a single asterisk (where the CCD is April 2008) or by two asterisks (where the CCD is 1 October 2008).
