ABSTRACT

This book comprehensively explores the messy and contested relationship between everyday practices of remittance sending and receiving, processes of market making, and operations of micro- and global finance.

Remittances and Financial Inclusion critically investigates a global migration-development agenda that aims to harness remittances for development by incorporating remittance flows and households into global financial circuits. The book develops a multidisciplinary perspective and combines insights from economic, development, and financial geography as well as international political economy and economic anthropology. It sets out a geographies of remittance marketisation approach to investigate the intricate and grounded ways in which remittance markets are constructed, the extent to which remittance flows and households can be (re)configured and incorporated into global finance, and why such processes are always fragile, contested, and in need of constant renegotiation. Drawing on extensive fieldwork research, the book provides an in-depth critical interrogation of the policies and initiatives that underpin remittance marketisation in Senegal, Ghana, and beyond.

This volume will be especially useful to those researching and working in the areas of international development, contemporary geographies of finance and market making, and migration and remittances. It should also prove of interest to policymakers, practitioners, and activists concerned with the relation between migration, remittances, and finance in the Global South.

chapter |10 pages

Introduction

part I|51 pages

Theorising Remittances, Financial Inclusion, and Markets

chapter 2|20 pages

Geographies of remittance marketisation

A framework

part II|52 pages

The Making of Remittance Markets in Senegal and Ghana

chapter 3|27 pages

Remittance market making in Senegal

chapter 4|23 pages

Remittance market making in Ghana

part III|57 pages

Contested Marketisation

chapter 6|23 pages

Repertoires of contestation

Reluctance, refusal, and dissent

chapter |11 pages

Conclusion