ABSTRACT

This report, prepared for the government by the National Consumer Council, examines money transmission, access to banking services, new technology, banking and the law, disputes between bank and customer, saving and borrowing. There are special sections on Northern Ireland and Scotland and on bank executor and trustee work – all from a consumer perspective. It is based on the findings of two surveys of consumer attitudes to banking services and evidence from the banks and building societies themselves.

chapter 1|5 pages

Conclusions and recommendations

chapter 2|21 pages

Banking services and the consumer

chapter 3|24 pages

Cash, cheques, credits, debits and charges

chapter 4|13 pages

Access to banking services

chapter 5|23 pages

New technology

chapter 6|18 pages

Banking services and the law

chapter 8|17 pages

Saving and borrowing

chapter 9|14 pages

Competition and regulation

chapter 10|8 pages

Northern Ireland and Scotland

chapter 11|31 pages

Executor and trustee services