ABSTRACT

This chapter considers features of risk management using a historical example of approaches to the estimation of danger of sea pirates’ attacks, the so-called Bernoulli’s and Columbus’ approaches. Bernoulli found a way to reduce the insurance tariff at insurance of merchant. Columbus’ approach should be applied to processes, where failure costs appreciably exceed the process adjustment costs. The chapter also considers some statistics on frauds in businesses in the USA. In the USA, Russia and other countries, swindle has begun one of the main problems of economic safety of the state. General knowledge in risk area is the basis for designing and management of risk and safety of complex technical, financial and organizational systems. The chapter presents the results of the analysis of personnel work in the modern civilization, given by Sato Susumu and Kumamoto Hiromitsu in their book “Re-engineering the environment”.