ABSTRACT
Exclusions defi ne the scope of the cover, however, in negative terms: an exclusion qualifi es the ordinary and literal reading of one or more of the insuring clauses 637 and limits the extent of the cover provided by them. Exclusions are usually set out in a separate section of liability policies headed “Exclusions”; this is usually suffi cient to distinguish them from what insurance law calls “warranties,” which are usually found in a section of policies headed “Conditions.” 638
637. The insuring clauses are discussed above, 8. 638. Conditions are discussed below, 11.
