ABSTRACT
The purpose of this paper is to examine the nature of inter-state variations in India in the sources, uses and the cost of rural credit. An attempt is made to analyse such differences in terms of the nature of economic activity in different states, the level of economic development, the system of land tenure and some other relevant factors. Next, variations in the nature of growth of the organised agencies like the co-operative credit societies are discussed. Finally, some conclusions are drawn.
