ABSTRACT
While it is acknowledged that individual bank restructuring and systemic bank restructuring can improve the financial health of the banking and financial services sector, it is argued that an efficient and effective regulatory framework alone cannot provide for adequate means of preventing the collapse of banks. Indeed, banks do take risks and, as a consequence thereof, some banks will collapse even where systemic banking restructuring is employed. Be that as it may, what are some of the measures that can be employed beyond banking supervision and systemic restructuring to ensure a healthy banking and financial services industry?
