ABSTRACT

The stress associated with managing the complicated paperwork to file insurance claims for medical coverage is a grudgingly accepted chore for millions of residents in the United States. For millions of others without medical coverage, this often-frustrating task often leads nowhere. Health care has been a controversial issue in the United States during the past several decades, and it still holds the attention of a majority of the citizenship (De La Rosa, 1989). Access to health care in the U.S. is a function of many variables, including income, education, health insurance coverage, and ethnicity. In turn, these variables differ as a function of several moderating variables, including ethnic identification.