ABSTRACT
The balance standing to the credit of a bank account is not a book debt as it is not
due in the course of trading nor in the ordinary course of business.
This view is supported by Re Brightlife Ltd. [1987] Ch 200, Northern Bank Ltd v
Ross [1991] BCLC 504, CA and Morris v Agrichemicals Ltd (BCCI No 8) [1997]
3 WLR 909, HL.