ABSTRACT
The design professional and other professionals are nowadays exposed to floodgates of ‘liability in an indeterminate amount for an indeterminate time to an indeterminate class’ of people.1 In a way, the availability of indemnity insurance has encouraged the courts to increase the exposure beyond the reasonable limits of the notions of ‘reasonable care and skill’ and the ‘neighbourhood relationship’. This exposure may lead to one or a combination of any of the following hazards, as classified in Chapter 2:
1 Personal injury including bodily injury and death;2
2 Physical damage to or loss of property; 3 Economic, time and intangible losses.
