ABSTRACT

This chapter compares the main findings of the previous chapters. It begins by highlighting the main similarities and differences across the governance of the financial services examined in this book, all of which are to a different extent interconnected. The second section presents an overall cross-sectoral assessment of the analytical leverage of the various theoretical approaches discussed in Chapter 2, identifying which policy-makers and/or stakeholders are most influential, how and why. This is followed by a concise discussion of the formation of policy-makers’ and stakeholders’ preferences and coalitions, dwelling on specific regulatory paradigms that play out in the policy-making processes under consideration. The final section touches upon the issue of democracy in financial services governance in the EU.