ABSTRACT
It was a pattern that Josepl~ still followecl, and one wliicl~ he would have liked his descendants at least to consider. 'But', he wrote, 'I know how easy it is, in the various forms of personal expenditure, to acquire step IIY slep expensive habits. One of the tniscl~ievous ways in which tliese habits tell is by increasing the harrier hetween wealthy people and their fellows. . . . The observation of a life-time has led me to believe that any considerable amount of wealth more often proves to be a curse than a blessing. In the rctnembrance of this I have, with I believe the hearty assent of my cliildren,given about one-half of my property to the establishment of three Trusts.'
