ABSTRACT
The Social Security Administration operates two types of disability entitlement programs: the Social Security Disability Insurance (SSDI) program, for those with a work history; and the Supplemental Security Income (SSI) program, for, among others, the disabled, regardless of one's work history. The SSDI program replaces a portion of an individual's work earnings, if a medically determinable illness or injury impedes his or her ability to work. Eligibility for SSDI benefits turns on an individual's work history and an inability to engage in any employment that brings earned income in excess of a monthly threshold, as a result of a disability. Monthly benefits are based on an individual's past earnings and may be supplemented if a claimant has qualifying dependents, a spouse and/or children. The program offers some incentives in an effort to ease disability recipients back into the workforce. The SSDI program faces a harsh, near-term financial reality.
