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Arthur Scratchley, Observations on Life Assurance Societies, and Savings Banks (1851) excerpt
Pages 6

[…] we would fain hope, that our readers are made sensible of the benefits to be derived, even as a mere matter of investment, from the application of the life assurance principle; and a few words may be suffered on its moral urgency, which alone affords earnest reasons why the system should be more extensively adopted.