T. R. Jencks, ‘Life Insurance in the United States, Number II’, Hunt’s Merchants’ Magazine and Commercial Review (1843)

We next turn to the organization and practice of existing life insurance companies, so far as we have the means at hand to do it just at present. Mr. Babbage ¹ gives a very full account of the societies in England, as they are set forth in their proposals; many of those proposals we have now by us. The reader will be struck at the ingenuity of means contrived by different offices to get at the same ends: security, profit, cheapness, and popularity.