ABSTRACT
This chapter shows that the illnesses found to have the greatest impact on business expenses in terms of direct costs. Psychosocial factors contribute to workers' compensation and disability claims when they play a role in producing health outcomes, usually illnesses, which are recognized as compensable. The bottom line: it reflects a company's profitability or lack thereof, the profit that a particular company has made after all expenses and taxes have been paid. The exclusion of these illnesses from workers' compensation coverage suggests two important and interrelated issues. Indirect costs associated with worker mortality would include the cost of replacing the employee, which will be further examined under the heading of turnover, and the value of lost future income. Both the direct costs of treating work-related illnesses and injuries and the indirect costs or resultant deficits in the amount of work or ways in which the work is done are borne to some extent by the employer.
