ABSTRACT

India (RBI) prudential norms. “Working Capital” is describing the finance made available to MSME for purchase of raw materials, consumables and other elements required for production. The “Monthly Stock Statement” section highlights a mandatory provision to be furnished to the Bank by the MSME Unit. “Current Asset and Current Liability” is depicting the elements that make the foundation of our model experiment. In “Intelligent Technique” intelligent technique and its importance are described. The “K Means Algorithm Explored” and “R-Analytics” highlights K Means algorithm and features of R respectively. The proposed method is explained in “Methodology”. “Result and Discussion” and “Conclusion and Future Work” are designed for experimental results of the proposed method and conclusion and future work respectively.