ABSTRACT
As you are not entitled to sick pay as a locum, it is important to consider taking out personal health insurance and life cover, especially if you have any dependents. It is worth obtaining information about this and talking to an independent financial adviser. Also try to pencil in some holidays for yourself, as it is very easy to find yourself accepting more and more work once the ball is rolling. Unfortunately, you will not get any ‘paid’ leave, but if you recharge your batteries every so often, your work as a locum will be much more efficient and enjoyable.
