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Other homeowners experienced home-appreciation rates above what one might expect given their wealth status. In both cases, they realized home-appreciation rates above those earned by the typical White homeowner. One plausible explanation for this curious result is geography.19 According to the Case-Shiller Home Price Indices, home prices rose much faster in Florida, the Far West, and New York than in the Midwest and South (Standard and Poor Dow Jones Indices, 2016). Latino, as well as Asian or Other households, live disproportionately in these boom markets, thereby skewing their numbers. Despite their stellar appreciation rates, neither Latino nor Asian or Other homeowners kept abreast of typical White homeowners in terms of total appreciation. At the same time, Black homeowners experienced the lowest appreciation rates and the smallest gains, despite their rather long tenure in their homes. These rates likely reflect the extent of residential segregation and racial prejudice that still exists (Holloway et al., 2012; Iceland and Weinberg, 2002). As few White homebuyers look to purchase houses in predominantly Black neighborhoods, this reduced demand reduces the appreciation of home values in these neighborhoods.