ABSTRACT
The chapter shows how many everyday interventions articulate a complex and variegated attitude with regard to systems of asset-based welfare, which offers a sharp critique of homeowner ideology and state restructuring. The National Community Reinvestment Coalition (NCRC) presents an interesting intervention with regard to tendencies to reinforce financialised citizenship and asset-based welfare. The chapter explains that everyday interventions present an interesting challenge to both existing understandings of credit risk management and uses of structured finance. By problematising risk management, everyday politics begins to provide a means of recognising the contestable nature of interpersonal ethics on which a Smithian sympathy perspective insists. The chapter presents a case that many everyday interventions successfully repoliticise issues of debt and offers a fuller recognition of the contestable interpersonal ethics that make up credit-debt relations. It explores the issue of how economistic market-oriented behaviour might be challenged under contemporary economic governance.
