ABSTRACT
Nigeria is Africa's largest country in terms of population. The last census conducted by the Infrastructure Concession Regulatory Commission (ICRC) put the population at about 140 million. Nigerian banks offer services to other sectors such as the Lagos Homes Ownership Scheme, the first home ownership system on mortgage basis at a state level in Nigeria. The second approach concerns itself with the financial perspective and considers financing options that can address Nigeria's infrastructure gap. The Public Procurement Act focuses on procedures for procuring goods and services for the Federal Government of Nigeria. The housing gap in Nigeria has attracted much attention and initiatives are being taken at the federal and state levels to bring the private sector into housing development. The usage of PPP in Nigeria via any of the options within the World Bank classification can be related to socio-economic and socio-political developments in the country, including larger macro-economic changes and the global financial crisis.
