ABSTRACT
Life insurance and particularly insurance against sickness forms one of the most effective means of combating tuberculosis. The sick-pay received by a member of a friendly society gives him the means of entering a sanatorium, and provides his family with food in his absence, assuming that he is treated without payment. The general system of insurance in Germany has helped to reduce the death-rate from tuberculosis. Insurance societies do their best to eliminate consumptives from the list of the insured by careful inquiries into family and personal history and by physical examination of the candidate. Friendly societies are more closely concerned than insurance companies in the diminution of phthisis, for they give sickness as well as burial benefits. Meanwhile, apart from the provision of sanatorium treatment, there is much work for Friendly Societies to do in diminishing the present drain on their resources through tuberculosis.
