ABSTRACT
How can one assess the social performance of community development banking institutions (CDBIs)? The National Community Investment Fund has developed the term social performance to mean those depository institutions that attain positive social impact while remaining financially strong. CDBIs include banks, thrifts, and credit unions but are not restricted to those accredited by the U.S. Department of Treasury’s Community Development Financial Institutions Fund (CDFI Fund). In this chapter, our analysis focuses on banks and thrifts (hereafter collectively called CDFI banks) but not credit unions.
