ABSTRACT
Financial access is an important indicator of economic participation and is particularly relevant to asset building among vulnerable individuals in transitional stages of their lives. Drawing on data from a survey of disabled youth in Beijing, this study examines determinants of the target group's financial access. Financial independence is seen as an important indicator of adult status for young people transitioning to adulthood. It may affect individual continuous development as well as crucial life events like educational attainment, educational completion, employment, and marriage. The issue of financial access for the poor and vulnerable populations, including people with disabilities, has attracted increasing attention in China and many other developing countries. People with disabilities are among the poorest and most marginalized in China. The regression results suggest that some individual characteristics, especially disability type and severity, are significantly associated with account holding.
