ABSTRACT
The holder of a tenancy is party to a complex system of payments which mould his entire financial situation unless he has sources of income other than the tenancy. The arrangements for the dates on which payments are made to the tenants have always been a source of friction between the tenants and the Government of the day. Some people, notably a man or woman with a large number of economic resources, are so insulated from the basic economics of the tenancy that they never have to borrow money or use any other source of credit. The overall picture which is apparent is that the tenants’ financial position is very precarious. As an underlying and ever-present element in his situation it combines with the stress periods to make him go into debt. The origins of debt lie within the structure of the Scheme.
