ABSTRACT
This chapter analyses the housing situation of urban low-income households in Ghana. It also examines the housing tenure and focuses on rental housing, and finally the future policy directions for low-income housing provisions. Government housing policy also involved a number of measures to influence demand including subsidies for renting and the subsequent purchase of government-built dwellings. Access to land for housing by low-income groups in urban and peri-urban areas, especially in the metropolitan areas, is a real challenge, even for indigenes that belong to the various land-owning groups. The formal public rental sector has been diminishing since liberalisation of the housing sector started in the 1990s, which resulted in the selling off of public agencies' rental homes to the occupants. The landlord-tenant relationship is a highly important issue with regard to security and stability within the rental housing market, though earlier writers on this issue had differing views.
