ABSTRACT
This chapter examines the roles of alternative financial institutions and of social or hybrid businesses are reviewed as agents for change in the battle to improve the quality. The difference today is that financial inclusion is a commercially viable proposition. The work of microfinance institutions and development organizations plays an important role in helping the poorest in society. The Dutch hybrid organization, Oikocredit, is one of the world's largest sources of private funding to the microfinance sector. Oikocredit offers a dual return to its investors financial and social. Development Alternatives believes that the key to achieve this is the creation of sustainable livelihoods and that the basis of a better future is employment and the creation of self-employment opportunities. It enables companies to escape the pressure to maximize short-term profits and instead to fulfill a more fundamental purpose of economic activity: to meet human needs and be of benefit to life.
