ABSTRACT
A victim of fraud of is free to negotiate with the people and companies responsible for his loss and to obtain restitution from them. However, in the United Kingdom a victim of fraud has to note the provisions of the Criminal Justice Acts, which require that only the amount proven to have been lost can be recovered as a condition of dropping criminal charges. Sometimes frauds occur because of the negligence of professional advisers such as bankers, accountants, government departments, telephone and public communications providers, insurers, lawyers, security companies or automated clearing houses retained or relied upon by the victim. External investigators' charges devoted to identifying and making recoveries can be offset as the first priority against funds received from the perpetrators or third parties. The victim is free to negotiate or take civil action against the perpetrators or third parties to recover direct losses and consequential costs.
