ABSTRACT

Form) as well as the combined ship and goods (or ‘‘SG’’ Form). The G Form was only slightly different from the SG Form-it commenced the risk with the words ‘‘from and immediately following the loading thereof aboard the said ship’’ rather than ‘‘the loading thereof aboard the said ship’’ as appears in the SG Form.29 The risk terminated under the G Form when the goods had been ‘‘safely landed’’, whilst under the SG Form the wording was ‘‘discharged and safely landed’’. But, in truth, there was no intention to create different duration provisions under what were standard forms scheduled to the 1795 Act. The separate S and G Forms fell into disuse possibly because it was more convenient to pay duty on the combined SG Form30 which had the advantage that it could be used either for ship or cargo. In any event the SG Form was agreed by Lloyd’s underwriters at a General Meeting at the Royal Exchange held on 12 January 177931 and was soon adopted by the two companies authorised at that time to underwrite marine insurance.32