ABSTRACT
Microfinance products are having grown in diversity in response to diverse needs in very different markets by very heterogeneous client groups. Increasingly, these products have grown in diversity in response are designed so as to help achieve to one or more of the "Sustainable Development Goals. Women's World Banking's maternal health programme promotes hybrid insurance and savings products to members of its affiliates in Jordan, Uganda, Morocco and Peru. Microfinance differs in the range of products offered, as the following examples illustrate: Sathapana, SEWA Bank, and Al Majmoua. Microfinance that are organised as cooperatives can take deposits – but only from their members, generally not from the general public. By contrast banks can take deposits as they are under the supervision of the central bank. The capacity to take deposits and thus the ability to offer a range of deposit products matters not just to the Microfinance– but also to clients.
