ABSTRACT

During the period between 21 September 1990 (the date on which Council Regulation No. 4064/89 was enforced) and 31 December 1996, 508 final decisions relating to consolidation regulations were taken.2 Of these 508 cases only 31 were related to the banking sector in general, that is to say encompassing credit and other financial companies but completely excluding insurance companies. The banking cases therefore only represented 6.1 per cent of the cases treated during the whole of the period under consideration.