ABSTRACT

Unlike the business structure conversation, it is not that people don’t know what insurance is, it is more that people don’t always know what they need, where to get it, or how much to get. As a rule, insurance is something you pay a small amount for that protects you against an unlikely and expensive event. The biggest challenge for free agents is finding an insurance agent or company that will cover you as an individual. Why is that? Well, mostly, it is about probability.