ABSTRACT

Women manage natural resources daily as per their roles as farmers and household providers; yet often they have minimal voice in the governance of the resources. Gendered diagnosis study reveals that men and women have different interests, perform different roles, and have different stakes in resources and environmental conservation. Microfinance institutions (MFIs) mainly focus on women who live very close to the nature in the rural agro-setting, where normally women are the primary users of common pool resources in developing countries. The term ‘Green Microcredit’ refers to small-scale loans to the poor community to develop micro-enterprises (MEs) that are ‘green’, ‘clean’ and ‘renewable’ or simply ‘environmentally-friendly enterprises’, ‘organic enterprises’, ‘eco-enterprises’, ‘conservation enterprises’ and ‘nature enterprises’. Green microcredit is also given to a group of members consisting of more than three households, where both male and female members are included. In the case of group borrowers, they borrowed credits for animal husbandry with organic farming.