ABSTRACT
Commercial health insurance is not only an important part of China’s multi-tiered medical safeguards system, but it is inherently necessary if we are to achieve the strategy of a ‘Healthy China.’ Attempts to develop commercial health insurance in China fall within the general scope of ‘supply-side structural reforms.’ In order to understand and truly grasp the demand for commercial health insurance in China, in June and July 2017, the authors conducted a nationwide telephone survey on 'the demand for health insurance among urban and rural people' in the country. The questionnaire covered basic information on those being surveyed, including participation in social insurance and assessments of that program, purchase of commercial health insurance and evaluations of that insurance, future demand, and so on. About 70% of respondents believe that China's basic medical insurance programs can meet their needs, and more than 40% of respondents were willing to buy commercial health insurance in the following year.
