The role of NGOs, SHGs and international fi nancing agencies in the reconstruction of tsunami-hit Karaikal
Microfi nance is all about delivering fi nancial assistance to lowincome groups which would include not only credit but also other offerings like savings, fund transfer and insurance. One such case of microfi nance can be observed through the works undertaken by various non-governmental organisations (NGOs) in the reconstruction of various tsunami-hit coastal areas of India. Studying the works of all the NGOs in the reconstruction and upliftment of the affected areas would be exhaustive. Hence, efforts have been made to restrict the study of works undertaken in the reconstruction of areas in and around the coastal town of Karaikal.