ABSTRACT
Wages and salaries are the engine that pays the bills and allows one to plan ahead. A third of UK employees say financial worries are their biggest concern – ahead of health or work–life balance and way more significant than career development and workload. A pension scheme helps one to build up an income for their eventual retirement. These schemes usually provide life cover and pensions in the event of permanent ill-health or death, helping family to be more financially secure. Some employers offer help to their employees and employees' family with more transient health problems by arranging medical and dental insurance. Workplace benefits may also help one with costs like childcare and travel, for example through a company car or season-ticket loan. Some workplaces also give access to savings schemes, such as a credit union or automated payments into an individual savings account.
