ABSTRACT

National regulations are generally concerned with life safety, whereas insurance companies are also concerned with financial risk. Safe evacuation by early detection, smoke clearance equipment, reduced travel distance to fire protected escape stairs, etc., are examples of life safety measures. However, provision of fire protection such as by 'passive' encasement of the structure, or 'active' measures such as by sprinklers to reduce the potential severity of the fire, are more commonly associated with property protection.