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Defendant pays whole of specified money claim

If the claimant’s only remedy is the payment of a specified sum of money and the defendant is prepared to pay the whole sum claimed (including interest and fixed costs as specified on the claim form), he should take or send the money to the claimant at the address given on the claim form within 14 days. If a defendant has no defence to the claim and accepts the amount owed, the advantage of paying the whole sum within 14 days is that the defendant can avoid a county court judgment being entered against him, with its attendant consequences in terms of its effect on his credit rating.