ABSTRACT

This study aims to determine the health of Sharia banking (Islamic Commercial Bank) in Indonesia. There are 2 methods used in this research, namely the Risk Based bank Rating (RBBR) and Bankometer methods. This study will further compare the influence of financial ratio factors between Islamic Commercial Banks listed on the Jakarta Stock Exchange (IDX) and those not listed. Ratios measured and compared include factors in RBBR, namely: Non Performing Financing (NPF), Financing to Deposite Ratio (FDR), Good Corporate Governance (GCG), Net Interest Margin (NIM), Capital Adequate Ratio (CAR), Return on Assets (ROA), and Operating Expenses Operating Income (BOPO). While the Bankometer only has 1 formula, the S-Score Bankometer.