ABSTRACT
DKI Jakarta is a province that has the highest level of financial literacy and financial inclusion in Indonesia, has not proven that the people already have sufficient knowledge about the financial products and the high use of financial service institutions. The existence of social capital is expected to be a mediator in increasing literacy and financial inclusion. This study aims to examine the role of social capital as a mediator between financial literacy and financial inclusion in productive age in DKI Jakarta. The research method uses a survey method with a quantitative approach. Data collection techniques by distributing questionnaires to samples taken using non-probability sampling techniques, with a total sample of 400 productive age respondents in DKI Jakarta. This research adopts and uses the Sobel test for mediation analysis. The results show that social capital is a significant mediator in the relationship between financial literacy and financial inclusion of productive age in DKI Jakarta. Social capital mediates partially (partial mediation) i.e. independent can to influence directly dependent variable without involving mediating variables.
