ABSTRACT

This study aimed to determine the effect and relationship between financial attitudes, financial literacy, and parental income on students’ financial management in Bandung. The research employed quantitative methods by using the Cronbach’s alpha to test reliability, and Pearson’s correlation to test validity. Data collection was carried out by distributing questionnaires to 400 students in Bandung. The sampling technique used in this study was a nonprobability sampling technique. In line with previous studies, the result showed that financial attitudes impact personal financial management, financial literacy impacts personal financial management, and parental income doesn’t impact personal financial management.