ABSTRACT

This chapter estimates the social sustainability of economically deprived households through microcredit. The respondents for the current research are 476 microcredit beneficiaries spread three blocks of three different districts of Odisha. Through a close-ended questionnaire following direct personal interview and group discussion, the perception of respondents was gathered. Descriptive and inferential statistics were used to manipulate the data to arrive at any conclusion considering the impact on members as a household. The estimated result predicts that sustainable social independence can be achieved through microfinance. But as regards the impact of microcredit, it does not have uniform impact on all the variables of social empowerment. The result of research is limited to its sample size and sample, that is, 476 respondents of geographical outreach, that is, three blocks. The result gives insights into the social enchainment of deprived 152women by estimating improvements in social mobility and financial decision-making.