ABSTRACT

There are many factors that affect the Bank’s Loan Deposit Ratio. The purpose of this research was to analyze the influence of Profit Growth, Return on Asset, Return on Equity, Capital Adequacy Ratio and Non-Performing Loan on the Bank’s Loan Deposit Ratio. The sample used was 30 banks registered in the Indonesian Stock Exchange from 2011 to 2015. The samples were chosen by the purposive sampling technique. Tests were performed using multiple linear regression analysis. The research result proved that, simultaneously, Profit Growth, Return on Asset, Return on Equity, Capital Adequacy Ratio and Non-Performing Loan had an influence on the Bank’s Loan Deposit Ratio. NonPerforming Loan and Return on Asset partially have a positive and significant effect on the Bank’s Loan Deposit Ratio. Return on Equity partially has a negative and not significant effect on the Bank’s Loan Deposit Ratio. Capital Adequacy Ratio and Profit Growth partially do not have enough evidence to influence the Bank’s Loan Deposit Ratio.