ABSTRACT

The United States is the only developed country in the world that does not have universal healthcare coverage and does not provide its residents with a right to healthcare services. This policy has left 46.6 million Americans without healthcare coverage at any given time, according to figures released in September 2006 by the U.S. Census Bureau [1]. Countless others are significantly underinsured because of health insurance limitations and exclusions. Health insurance policies often exclude or restrict coverage for speech therapy, vision care, hearing aids, foot care, infertility treatments, mental healthcare, dental treatments, procedures to address morbid obesity, and therapy for alcohol and drug abuse [2].