ABSTRACT
This chapter presents the conceptual framework, analysis the empirical aspects of microcredit programs in rural Sri Lanka and analyses of gender and economic empowerment. It outlines a conceptualization of the role and impact of microfinance programs in developing regions through a feminist geography perspective. The chapter examines a variety of institutional structures and scales of participation in one state-owned and two non-governmental programs. It refers to empowerment as a means of breaking down existing gender stereotypes to facilitate women's increased participation in income-earning activities. It also focuses on the Sri Lankan case study region of Kandy District, where the Samurdhi credit program has operated for many years. The Samurdhi credit program focuses on credit and savings. The Samurdhi Bank is organized into small groups of women who meet weekly to discuss each other problems, build solidarity and share financial information about their work.
