This chapter focuses on the prominent media, policy and academic discourses attached to the financial literacy education (FLE) initiatives. As a public pedagogy, popular FLE discourses on debt, spending, saving, risk and investment influence how individuals view the world, themselves, their relations, and others. The chapter analyzes various "indebted" subjectivities and illustrates how each is responsible for capital at the expense of the other's and others' well-being. It outlines the ethical foundation of a critical financial literacy for the other. The financially literate citizen does not make demands upon others or capital; he or she is a self-sufficient firm, willing and able to meet the next challenge capital's abandonment poses without complaint and without recourse to political action, no matter the cost. The financially literate consumer must not only accept his or her disposable status but is charged with an additional pseudo-civic duty to mold his or her consumption to actively "contribute" to capital's continued accumulation.